Sabtu, 17 Juni 2017

Trik Menyiasati Tanggal Tua

Tanggal boleh aja tua, tapi kebutuhan tak mengenal tanggal tua. Lagi juga kan argo tagihan dan cicilan kehidupan nyala terus kan ya.
Meski uang di dompet kamu makin menipis, kamu tetap harus beli voucher listrik, beli paket data, beli makan, beli pulsa, dan lain-lain. Itu semua bisa bikin jantung super deg-deg-an seperti nonton film horor atau thriller. Belum lagi nerima email tagihan kartu kredit, billing TV kabel, aduh duh semacam rentetan cerita serem kan tuh.
Santai sis … semua masalah ada jalan keluarnya. Kamu cukup yakin dan percaya. Nah, aku punya beberapa trik agar kamu bisa “selamat” dan tetap sejahtera di tanggal tua. Apa saja itu? Ini beberapa di antaranya:


Susun & Atur Anggaran

Seharusnya ini memang kamu lakukan dari awal, sejak menerima gaji. Kenali hal-hal yang kamu perlukan pada bulan ini, lalu bikin anggarannya. Misalnya, 20% untuk makan dan transportasi, 20% untuk membayar tagihan, 10 % untuk hiburan, dan sebagainya.
Walaupun kadangg teori lebih oke dari prakteknya ya sis, tapi aku sih yakin kalo dilakukan secara istiqomah dan konsisten serta berkomitmen kuat. Pasti bisa tuh atur-atur kebutuhan hidup.
Emang sih yang paling banyak menghabiskan budget bulanan itu biasanya makan di tempat yang kekinian atau jajan makanan/minuman kuliner hits yang ada. Sesekali enggak apa-apa sis asal jangan tiap hari aja.


Bikin Makanan Sendiri

Terdengar klise, ya. Tapi ternyata membuat makanan sendiri bisa sangat menghemat pengeluaran kamu, lho. Kamu juga bisa membawa bekal makanan ke kantor. Siapa tahu keterampilan memasak makin meningkat, dan justru kamu bisa menjual makanan buatan kamu.
Enggak perlu malu ngantor bawa bekal sis, justru dengan bawa bekal dari rumah bisa bikin kamu makin hemat dan lebih sehat.


Gunakan Alternatif Transportasi

Pos pengeluaran transportasi kadang membengkak karena kamu harus membayar parkir mobil di tengah kota yang mahal harganya. Belum lagi bahan bakar yang harus kamu beli. Kalau tidak terlalu jauh, cobalah menggunakan sepeda atau jalan kaki. Bisa menyehatkan kamu juga, lho. Tapi kalau jaraknya cukup jauh, cobalah moda transportasi lain yang murah namun cukup nyaman, seperti commuter line atau bus trans Jakarta.

Manfaatkan Promosi

Aku termasuk wanita pecinta diskonan atau promosi. Kalo mau beli barang tertentu, terlebih yang udah aku incer biasanya aku nunggu saat ada promosi. Beberapa promosi penjualan barang memang kadang sangat menguntungkan, beberapa situs belanja online juga kerap memberi promo murah. Manfaatkan kesempatan ini sis!

Punya Aplikasi Penyelamat

Bagaimana kalau dana kamu sudah mepet banget? Tenang … coba buka google play store atau apps store di smartphone kamu. Cari aplikasi Akulaku di sana, lalu download.
Di Akulaku kamu bisa mendapatkan barang dengan cara kredit tanpa perlu kartu kredit. Kamu tinggal registrasi lewat ponsel kamu. Semua barang bisa kamu kredit. Dengan menggunakan Akulaku, kamu bisa menyusun anggaran keuangan untuk bulan berikutnya dengan lebih baik.


Apa saja bisa kamu dapatkan di Akulaku. Kamu bahkan juga bisa mendapatkan voucher makan, voucher pulsa, atau voucher paket data di Akulaku. Ingin cepat mencapai tujuan tapi tak punya motor? Kamu juga bisa sewa dengan cara menyicil di Akulaku. Sehingga saat tanggal tua, kamu tak perlu bingung lagi soal transportasi. Atau kamu tiba-tiba ada urusan mendadak ke luar kota? Pesan voucher hotel saja di Akulaku. Kamu tinggal bayar bulan depan.
Bukan itu saja, di Akulaku juga banyak promo yang menggiurkan, lho. Kamu bisa mendapat ponsel atau kulkas dengan potongan harga, atau mendapat gratis aksesoris ponsel. Kalau kamu gemar belanja online, kamu juga bisa membeli barang di situs tersebut secara mencicil di Akulaku, seperti di blibli.com atau elevania. Selain bisa menyicil, kamu juga bakal dapat diskon, lho.

Semuanya bisa kamu lakukan tanpa harus keluar dari rumah. Cukup menyentuh smartphone kamu. Akulaku simplifies your life.
Penasaran dengan Akulaku? Stalking-in media sosial mereka aja sis! 

30 komentar:

  1. wahhh sangat membantu nih triknya..
    thanks sudah share

    BalasHapus
  2. Bisa kredit tanpa kartu kredit? Serious Mbak?

    BalasHapus
  3. Meudahkan bgd ya mbk akulaku ini, jd klokntgl tua tiba, gk perlu lg yg namanya baper gegara kanker alais kantong kering,
    :)

    BalasHapus
  4. Kalo aku biasanya manfaatin promo, nyari diskonan, atau redeem poin-poin apa gitu yang bisa ditukar sama barang atau layanan jasa.

    BalasHapus
  5. Jadi penasaran dengan aplikasi ini, cus ah ke play store :D

    Tengkyu infonya yah Mbak

    BalasHapus
  6. Baru dengar apps-nya, patut dicoba.

    BalasHapus
  7. Nyusun anggaran itu nomer satu, biar bisa menakar kebutuhan. Tp kalau bikin makan swndiri terus, kasihan dong UMKM kita gak bisa berkembang.
    #MalesMasak

    BalasHapus
  8. Waa baru taauu ttg apps nyaa mbak. Menarikkk juga nih, bisa dicoba :D tfs mbak yaak, salam kenaal :D

    BalasHapus
  9. aplikasi baru ini ya mak, makin keren aja deh generasi digital savvy hehe

    BalasHapus
  10. kirain aku doang yang laku (eh laku? kok msh jomblo? *sigh), ada akulaku juga toh hehehe #barudenger

    BalasHapus
  11. waa pas banget nih tips-nya Aie.., aku udah lama bgt gak pake kartu kredit. Jadi dengan AkuLaku bisa dong yah nyicil kebutuhan tanpa harus pakai KK :)

    BalasHapus
  12. aku denger soal akulaku itu dari jual beli hp. Katanya disana hp berkualitas tuh. tapi lum pernah coba. Ntar liat2 deh.

    BalasHapus
  13. Aku baru tahu tentang akulaku setelah BW beberapa kali neh

    BalasHapus
  14. Bermanfaat untuk banyak orang

    BalasHapus
  15. Akulaku koq ka....alhamdulillah sesuatu, hehehe
    Eh baru denger apps ini....boljug ya

    BalasHapus
  16. Wah ada yg br lagi nih! Boleh nih kl kepepet bs dicoba ������

    BalasHapus
  17. asiik nih bisa kredit tanpa kartu kredit jadi gak takut ditagih debt collector hehehe :)

    BalasHapus
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